Calculate Stamp Duty and Registration Charges State-Wise

Find out the stamp duty and registration fee for property purchase in your state. Covers all major Indian states with male, female, and joint buyer rates.

Property Details

Many states offer concessions for female or joint buyers

Stamp Duty Calculator

Stamp duty is a mandatory government charge on property transactions, calculated as a percentage of the property value or the circle rate, whichever is higher. Rates vary by state, property type, and buyer category — many states offer concessions for female buyers. This calculator gives you an estimate before you finalize your purchase.

Why this calculator is useful

  • Estimate the total government cost before finalising a property deal.
  • Compare rates across buyer gender categories to plan ownership structure.
  • Understand registration fee separately from stamp duty for better budgeting.
  • Avoid surprises at the sub-registrar office by knowing costs upfront.

When to use it

  • Before signing a sale agreement to budget for government charges.
  • When deciding property ownership structure between spouses.
  • For financial planning when comparing properties across different states.

Frequently Asked Questions

Is stamp duty paid on the property value or market value?

Stamp duty is calculated on whichever is higher — the actual transaction value or the government circle rate (ready reckoner rate).

Can women get a concession on stamp duty?

Yes. Several states like Delhi, UP, Rajasthan, and Haryana offer reduced stamp duty rates for female buyers or joint ownership with female co-owner.

Is the stamp duty amount tax deductible?

Yes. Stamp duty and registration charges paid for a residential property can be claimed as a deduction under Section 80C of the Income Tax Act, subject to limits.

How accurate are the rates shown?

The rates reflect standard state government policies and are kept up to date. For specific property transactions or recent amendments, Verslas Guru can assist with exact calculations and registration support.