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Income Tax Calculator for Old vs New Regime Planning

Estimate income tax liability with current slabs, cess, surcharge, and common income buckets so you can compare tax regimes and plan better.

Scope
This calculator is configured for FY 2025-26 / AY 2026-27 and supports multiple taxpayer categories, including individuals, HUFs, AOP or BOI, firms or LLPs, domestic companies, and foreign companies.
Enter normal taxable income after deductions or exemptions for the selected taxpayer, then add any special-rate incomes separately. This tool includes special-rate options for equity gains, other capital gains, crypto or virtual digital assets, and lottery or similar winnings.
Taxpayer Profile
Normal Income
Enter income chargeable at slab or normal corporate rates, after deductions and exemptions relevant to the selected taxpayer.
Optional. Used for rate integration where applicable. Agricultural income itself is not taxed here.
Special Rate Income
Use these only if such income exists. Leave blank if not applicable.
Calculated at 20%.
Calculated at 12.5% above the Rs. 1,25,000 threshold.
Calculated at 12.5% as an indicative special-rate bucket.
Calculated at 30%. This tool assumes the entered figure is taxable VDA income.
Calculated at 30% as a special-rate bucket.
Overview

Income Tax Calculator

Tax planning starts with clarity. This calculator gives individuals, HUFs, firms, and companies a quick estimate of liability so they can compare scenarios, review annual outgo, and understand the broad effect of income mix and regime choice.

Benefits

What this tool helps you do

  • Estimate tax liability under the old and new regimes.
  • Evaluate the broad impact of deductions and income composition.
  • Support year-end planning, salary structuring, or advance tax thinking.
  • Get faster clarity before speaking with a tax advisor.
Use Cases

Where it adds value

  • Compare old vs new regime before finalising tax planning.
  • Estimate approximate liability on salary and other income.
  • Use as a quick internal reference before deeper CA review.
FAQs

Frequently Asked Questions

Can I compare old and new tax regimes?

Yes. The calculator is designed to help evaluate both approaches quickly.

Is this only for salaried individuals?

No. It can be useful across multiple taxpayer categories depending on the inputs supported.

Should I rely on this alone for filing?

No. Use it for estimation and planning, then confirm details before filing or making final tax decisions.